Please read these Investment Terms and Conditions carefully. By engaging with Fineacre Securities Limited and choosing to invest with us, you agree to abide by these terms and conditions, which outline the rights and responsibilities of both parties. These terms and conditions are subject to change, and any updates will be communicated to clients in advance.

1. Client Eligibility:

• To invest with Fineacre Securities Limited, you must be of legal age and meet any other eligibility requirements determined by the relevant regulatory authorities.

2. Client’s Financial Situation:

• It is your responsibility to provide accurate and complete information about your financial situation, goals, and risk tolerance. This information is crucial for us to customize an investment plan that aligns with your needs.

3. Risk Disclosure:

• Investments carry inherent risks, and their value can fluctuate. We will discuss and provide information about potential risks associated with your investment choices. You must acknowledge and accept these risks when making investment decisions.

4. Investment Plan:

• We will work with you to develop an investment plan that matches your goals and risk tolerance. This plan may involve diversification across various asset classes. You can expect ongoing communication and regular portfolio reviews.

5. Investment Authorization:

• You will provide written authorization for investment decisions, including the selection of specific investment vehicles, asset allocation, and portfolio adjustments.

6. Custody of Assets:

• Fineacre Securities Limited does not have custody of your assets. We provide investment advice and facilitate transactions, but your investments are held by a third-party custodian or brokerage. It is your responsibility to maintain contact with your custodian and monitor your investments.

7. Fees and Compensation:

• You will be provided with a fee schedule detailing the compensation structure for our services. All fees will be transparent, and you agree to pay any agreed-upon fees promptly.

8. Regulatory Compliance:

• Both parties are expected to adhere to all applicable laws and regulations governing investments, including anti-money laundering and know-your-customer requirements.

9. Confidentiality:

• Fineacre Securities Limited will keep your personal and financial information confidential, as required by applicable privacy and data protection laws.

10. Termination:

• Either party may terminate the investment advisory relationship at any time, with or without cause, by providing written notice. Termination may affect the management of your investments, and we will work with you to facilitate a smooth transition.

11. Dispute Resolution:

• Any disputes or disagreements will be resolved through negotiations in good faith. If a resolution cannot be reached, disputes may be subject to arbitration or other applicable legal processes as determined by the relevant authorities.

12. Amendments to Terms:

• Fineacre Securities Limited reserves the right to update these Investment Terms and Conditions. Any changes will be communicated to clients in advance, and continued engagement with our services will indicate your acceptance of the updated terms.

These Investment Terms and Conditions form a legally binding agreement between you and Fineacre Securities Limited. We recommend that you seek legal or financial advice if you have questions or concerns regarding these terms. If you have any inquiries about these terms, please contact our client services team for clarification.

By engaging with Fineacre Securities Limited and investing with us, you acknowledge that you have read, understood, and agreed to these Investment Terms and Conditions.